Sell Your Life Insurance Policy

You might be surprised to find out that you can sell your life insurance policy if you no longer want or need it. Selling your life insurance is relatively simple and is formally referred to as a life settlement. We’re simplifying the life settlement process to help people avoid lapsing their valuable policies.

In a life settlement transaction the life insurance policyholder transfers ownership to a life insurance policy buyer known as a provider. The former policyholder is no longer responsible for the premiums and receives a cash payment that’s larger than the surrender value of the policy. The life settlement provider is now responsible for all expenses related to the policy.

Unfortunately the traditional life settlement process can have up to 120 touchpoints and take up to 6 months. The process is cumbersome due to extensive paperwork, expensive due to broker and agent commissions, and lacks transparency due to excessive intermediation.

The good news? Things are different with Mason Finance.

We’ve built a life settlement process that is fast, fair, and for everyone and we’re excited to share exactly what that means.

Fast: Get an instant estimate, firm offer in hours, and paid in is little as a week.

Our streamlined paperwork, proprietary underwriting, and direct policy buying allows us to be up to 12x faster than the industry standard.

Fair: Get more for your policy.

As a direct policy buyer we don’t charge any fees or commissions. Skip unnecessary broker and agent commissions that can be up to 30% of your payout.

For Everyone: You can sell a life insurance policy over $50,000 in face value.

Our streamlined and direct process enables us to transact nearly all life insurance policy sizes.

The viatical settlement process is almost exactly the same as that for a standard life settlement.

The key distinction for a viatical settlement is that the policyholder must be either terminally or chronically ill. You can learn about the other important differences and considerations on our viatical settlement page.

Given the limited life expectancy associated with a terminal illness the medical underwriting process may take longer than a few hours. We remain committed to getting you an offer as quickly as possible.