Life Settlements Made Simple

Estimate the value of your life insurance policy in seconds!

“Americans who sold their unwanted life insurance policies, collectively received more than four times the amount they would have received had they surrendered them to their life insurance companies.”

London Business School Study, 2014

Life settlement transaction process

In a life settlement transaction the life insurance policy holder transfers ownership to a life insurance buyer, also known as a provider. The former policy holder is no longer responsible for the policy premiums and receives a cash payment that’s larger than the surrender value of the policy. The provider is now responsible for all expenses related to the policy.


At Mason Finance we aim to simplify the life insurance settlement process with our estimate calculator and seamless application. After you apply we’ll take it from there matching you with providers that are licensed to purchase policies in your state.


Gone are the days when a policyholder needed a life settlement broker to navigate the process. Get an estimate of your policy value today with absolutely no obligations.

life settlement transaction
life settlement checklist

Am I eligible for a life settlement?

The easiest way to check your eligibility is using our life settlement calculator.


Age/Health: Most people that ultimately sell their life insurance are 65+ years old or have a serious medical condition.


Policy Type: Universal, whole, and convertible term policies are all great candidates for a life insurance settlement.


Policy Size: The existing policy should have at least $100,000 of face value.

Does a life settlement make sense?

Common reasons you might consider selling your life insurance:


You can no longer afford the premiums. A life settlement is a great way to avoid letting your policy lapse if you can no longer afford the premiums. Letting your policy lapse can lead to little or no payout depending on the policy type.


You no longer need the policy. Another reason to sell your life insurance is that you no longer have a spouse or children that would be dependent on the claim in the case of your death.


Your term policy is approaching it’s expiration date. Term policies typically expire with no cash value and expensive replacement costs. You may be able to convert your policy into permanent life insurance and then sell the new policy for cash.


You are looking to supplement your retirement income. A life settlement allows you to supplement your retirement income so that you can stop penny pinching and really enjoy yourself.


Your are looking to cover unexpected expenses. Selling your life insurance can help you pay for any unexpected expenses you are facing which may include medical bills or long term care.

life settlement couple

Get an estimate of your policy value in seconds.

Safe, Fast, and Free.

Security First

We keep your private information under lock and only send it to matching qualified buyers

Faster Is Better

Save weeks in processing times using our online forms required to estimate the value of your policy.

More For You

We align our incentives with yours to get you the most value for your assets.

Less Paperwork

We hate paperwork as much as you do – so we offer signing many of the key documents quickly and easily online.

Want to learn even more about life settlements?